Independent Financial Management
Call us on 01276 517700 or email advice@professional-wealthcare.co.uk
Independent Financial Management
Call us on 01276 517700 or email advice@professional-wealthcare.co.uk
We are highly recommended by many of our clients... find out what they say »
Total UK personal debt stood at £1,452bn at the end of May 2011, according to figures from Credit Action – almost as much as the whole country has produced in the year to June 2011 and a sum that equates to over £8,000 per household (excluding mortgages). Read more »
When make an investment (whether it be a lump sum, regular savings or a pension contribution), you have some important decisions to make and fund selection will be high on your decision list. If your investment is small, you may decide to use a single fund. However, for most, it is important to build a suitable portfolio of funds because: Read more »
The Government have recently announced draft regulations for the new Junior ISA. This is due to be launched on 1st November 2011. If you are considering saving for your child or grandchild, you should be aware of this new tax efficient savings opportunity. Read more »
If you have a pension or investment plan, you will often invest in a selection of different funds, often referred to as a ‘Portfolio’. Read more »
If you are a saver or an investor, have you ever really considered the amount of risk you are taking with your money? Read more »
If you run a successful Company, you may often find that there is a surplus of cash and the question arises where best to put this. Read more »
Many advisers will tell you that they can set up ‘School Fees Plans’. Unfortunately, this type of marketing has lead many to believe that special products exist that are bespoke ‘School Fees Plans’. In fact nothing could be further from … Read more »
I’m sure we all recognise the obvious need to save money. It’s clearly preferable to make purchases from your own money rather than from borrowed money, especially when the significant cost of loans is understood. Read more »
Many people have invested in with-profits funds over the years. When markets are down, with-profits fund managers often exercise something called a Market value reduction (MVR). This is essentially a penalty for those withdrawing money from the fund. The purpose … Read more »
Proponents of passive funds argue that that most fund managers underperform the index. Their seemingly logical conclusion is that a fund that simply tracks the index is a good way to invest and offers equity returns at low cost. Read more »
Investing your capital for tax efficient growth or income... more »
Protect your family, life assurance, critical illness, income protection... more »
