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Cappuccino, americano, skinny latte, espresso or £40000 of cover?

Before you know where you are the odd little treat, like your favourite coffee, can soon become a daily routine.  Read more.

Posted in Financial Provision in the event of Serious Illness, Life Assurance, Protection | Tagged ,

Gender Ruling

Today, 1st March 2011, the unimaginable has happened. The European Court of Justice has ruled that Insurers cannot charge different premiums to men and women. The effects of this ruling will be far reaching and will take effect from 21st … Read more »

Posted in Business Protection, Financial Provision in the event of Serious Illness, Life Assurance, Protection, Retirement Options | Tagged , , ,

Are you over 50? Have you had trouble getting life cover?

You may have seen or heard adverts for life cover for over 50’s. Let me start by saying that these types of plans are not always the best value option for you. However for some, they are precisely what you … Read more »

Posted in Life Assurance, Protection | Tagged , ,

Life Assurance in Trust

When you take out a Life Assurance policy, you will usually have the option of placing it into a Trust. This is often overlooked by policy holders and unfortunately sometimes by advisers. Read more »

Posted in Estate Planning, Inheritance Tax Reduction, Life Assurance, Protection |

The cost of Life Cover

When taking out life cover, cost is inevitably an important consideration. Most people I meet have no idea of how much life cover they can afford. This lack of knowledge generally results in putting off this very important aspect of … Read more »

Posted in Life Assurance |