Specialist advice

There are differences in the ways which financial advisers operate. Some can be viewed as general practitioners, whilst others choose to specialise on certain areas of advice.

The approach at Professional Wealthcare is to assist our clients either directly, or indirectly using professional associates, with all aspects of financial management. It is important that your needs are fully met, leaving no loose ends. If appropriate and with your agreement, we will incorporate the service of recommended professional associates to provide legal, accountancy, tax planning, will writing and other specialist services.

Typically life, pension and investment are viewed as the domain of the Financial Adviser. In addition to these areas, we can offer the following:

Wealth management service

· Financial audit to ensure that existing plans are appropriate
· Cost reduction of existing protection plans where appropriate
· Investment for growth and/or income
· Tax planning to reduce income and capital gains tax
· Banking and savings review
· Estate planning to reduce inheritance tax liability
· Preparation of a correctly structured Will

Corporate solutions

· Banking
· Directors benefit packages
· Employee benefits
· Company protection
· Exit route planning
· Tax reduction
· Improving cash flow
· Financial audit

Other areas of specialisation

Listed below is a list of further areas of specialist advice that we provide and contact details:

Contact		Specialisation		Branch Details		Email
Mr B Sears		Group Protection		Professional Wealthcare		email me
		Group Pensions
		Employee Benefits
		Shareholder Protection
		Key Person Protection
		Group Stakeholder
		Unit Trusts / Investment Trusts
		Individual Protection
		Pension Transfers
		Estate Planning
		Pensions (incl Stakeholder)
		Pension choices at Retirement
		Offshore Investments
		Lump Sum Investments
Please note some of the areas shown above are not subject to regulation by the Financial Services Authority (FSA). The FSA is not responsible for the regulation of deposit accounts, tax planning individuals or businesses and Estate Planning.