Pensions Review Service

Many people have pensions that they don’t understand. They are frustrated by poor fund performance and are concerned that their plans will not generate enough income for retirement.

Investors have a right to be worried. Many pension plans under-perform because they are not given the attention they deserve. The danger is that if your pension plan is not managed properly, you may not achieve financial security in the future.

That is why we developed the Professional Wealthcare ‘Pensions Review Service’.

• Are your pension plans a mystery to you?
• Have you ever contracted out of the State Earnings Related Pension Scheme (Now the State Second Pension)?
• Are your pension funds under-performing?
• Are your plans being regularly reviewed and actively monitored?
• Do you want to withdraw a lump sum or take an income?

We can research your pension plans and provide you with:

• A full analysis of your pension plans.
• A report and discussion detailing plan charges, investment performance, plan flexibility and more.
• Recommendations for possible improvements that could be made.
• Recommendations for investment strategy.
• Recommendations for required contribution levels to meet objectives.

We provide a review of money already invested in your pension fund. Our objective to get your investment working harder for you. No additional investment is required.

Once on the service:

• The individual funds within your pension portfolio are regularly monitored to ensure that they are well chosen funds.
• The asset allocation of your portfolio is regularly reviewed to ensure that it is appropriate to your attitude towards investment risk.
• You will receive regular updates by email generally every 3 to 6 months as appropriate, complete with any recommendations to switch or rebalance funds.
• I will keep your file under review and advise you when I feel you should consider any new opportunities that may arise for you.

Please note that past performance is not necessarily a guide to future returns. The value of your investments can fall as well as rise.

For more information about the Pensions Review Service call us on 01276 517700 or email advice@professional-wealthcare.co.uk