Independent Wealth Management

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Are you over 50? Have you had trouble getting life cover?

You may have seen or heard adverts for life cover for over 50’s.

Let me start by saying that these types of plans are not always the best value option for you. However for some, they are precisely what you need.

We can provide life cover for you if you are a UK resident aged 50-79.

  • No health information is asked and no medical is required.
  • Premiums start from just £10.00 per month
  • You are guaranteed a payout after just 12 months
  • Premiums are fixed for life
  • If you hold the policy for 10 years or more and if you are admitted to a nursing home for long-term care you stop paying but your cover continues.

A really nice feature of this plan is that when you reach 90 years old, you stop paying premiums, but your cover continues. This makes it ideal for covering the costs of funeral arrangement.

Please note that this plan does not have a cash in value.

If you would like to receive a quote for over 50’s life cover, or to discuss alternative ways of providing for your loved ones, please contact us. We will be delighted to help you.

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After a long career dealing with other people’s money (often major six figure sums on a daily basis) I considered myself to be pretty numerate. However, facing retirement the whole pensions jungle filled me with dread as I knew it was a task I would neither relish nor easily absorb. Having taken the decision to get some help I decided I didn’t want my bank involved nor any corporate suit.

From everything I’d read and heard it was clear that I personally needed someone who could guide me through the process, having first understood our needs and to then explain each step simply without all the uniquely incomprehensible language so often encountered in this industry.

I wanted a local Financial Adviser with a good track record and I initially used a website to draw up a shortlist of suitable candidates. Barry stood out as just the kind of bloke we could do business with and, having appointed him last year, we are delighted with his service.

It’s been quite a “journey” sorting it all out these past few months but we now feel we have fully optimised our pension options and at last really enjoy our retirement. We can therefore thoroughly recommend Barry to anyone seeking such a Financial Adviser.

Mr Peter Seabrook-Harris

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