Independent Wealth Management
Call us on 01276 517700 or email advice@professional-wealthcare.co.uk
Independent Wealth Management
Call us on 01276 517700 or email advice@professional-wealthcare.co.uk
Arranging a Will is all too often overlooked. People generally do not want to face up to their own mortality. However, a Will is a crucial part of good financial planning and we urge you to ensure that you have an up to date Will.
Not arranging a Will could mean that a deceased person’s assets are passed to the ‘wrong’ people. Also the value of the estate could become subject to unnecessary Inheritance Tax.
Those people that die without having drafted a valid Will are considered to have died ‘intestate’. In this situation the law lays down a standard set of rules for the distribution of their assets.
Dealing with the estate of a person who has died intestate can be very complicated. This is particularly true when the person has children; even grown up ones.
We have always recommended that clients consult a Solicitor or Will writing professional and have referred many clients to our trusted contacts.
More recently we have partnered with Beyond, the online Will experts. Beyond provide a much lower cost solution to Will writing and the process can take as little as 15 minutes. You will receive a 20% discount to this service by being introduced by us.
We want the preparation of your Will to be very easily accessible to you, as this is a fundamental and essential part of responsible financial planning.
The potential savings from this small initial outlay is very significant, as administration costs when dealing with your estate will be reduced and also Inheritance Tax planning arrangements could be put into place.
Please note that Estate Planning & Will Writing services are not regulated by the Financial Conduct Authority
Tax treatment is dependent on individual circumstances and may be subject to change in the future
Do You Need a Will? The answer to the above question is almost certainly a resounding ‘Yes’. If you are interested in responsible financial planning, a legally binding Will is a fundamental and essential part of your plans that should not be overlooked. Making a Will protects the people you love. We want to make […]
When you take out a Life Assurance policy, you will usually have the option of placing it into a Trust. This is often overlooked by policy holders and unfortunately sometimes by advisers.
After a long career dealing with other people’s money (often major six figure sums on a daily basis) I considered myself to be pretty numerate. However, facing retirement the whole pensions jungle filled me with dread as I knew it was a task I would neither relish nor easily absorb. Having taken the decision to get some help I decided I didn’t want my bank involved nor any corporate suit.
From everything I’d read and heard it was clear that I personally needed someone who could guide me through the process, having first understood our needs and to then explain each step simply without all the uniquely incomprehensible language so often encountered in this industry.
I wanted a local Financial Adviser with a good track record and I initially used a website to draw up a shortlist of suitable candidates. Barry stood out as just the kind of bloke we could do business with and, having appointed him last year, we are delighted with his service.
It’s been quite a “journey” sorting it all out these past few months but we now feel we have fully optimised our pension options and at last really enjoy our retirement. We can therefore thoroughly recommend Barry to anyone seeking such a Financial Adviser.
Mr Peter Seabrook-Harris
