Independent Wealth Management

Call us on 01276 517700 or email advice@professional-wealthcare.co.uk

Investments

Whether you’ve received an inheritance, won the lottery, or built up a nest egg by saving on a regular basis, your money should be wisely invested so that its spending power is protected for the future.

Banks and building societies are regarded as the traditional safe haven for your money. It is good practice to keep some money on deposit for your short term and emergency needs. However, for larger sums, this may not be the best long term answer. Over recent years we have seen interest rates falling sharply. Deposit accounts may not even be keeping the value of your money in line with inflation.

Many people recognise that to achieve better long term protection for their money against the effects of inflation, it is worth considering ‘equity’ related investments. These investments are linked to changes in the value of company shares. You could gain access to the ‘equity’ markets either directly through buying shares or indirectly by investing in investment products like Unit Trusts, Investment Trusts or maybe even a Life Assurance policy. This section provides access to information on many of the available investment products.

The value of units can fall as well as rise and you may not get back all of your original investment.

Why Wealth Management

During my long career as a financial adviser, I have always periodically reviewed many of my clients’ plans.  Sometimes I have advised on the merits of moving their pension, investments or protection plans to an alternative provider.  The reasons may have been to reduce costs, to access useful features, or to move into better funds […]

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The problem with Cash ISAs

If you’ve got a cash ISA, you will already know that the interest rates are incredibly low and that your returns are negligible. Cash ISAs were a great innovation. They followed on from the highly successful TESSAs (Tax exempt special savings accounts). These products encouraged many people to start saving by offering good levels of […]

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What is wealth management?

Wealth management is a phrase which you may have come across before.  Essentially it’s a self-explanatory term with quite an obvious meaning.  However, it can mean different things to different people.  So, let me explain what we mean when we refer to the ‘Professional Wealthcare Wealth Management Service’.

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Pensions

Planning for retirement, your options, review your plans...

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Protection

Protect your family, life assurance, critical illness, income protection...

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Barry has been providing me with excellent financial advice since 2003. He has simplified and consolidated a number of pensions that I had started with various organisations through different employers over the years to one pension – making it much easier for me to have a clear view of my investments and know where I stand. I receive regular, easy to understand updates, with Barry providing the added value of explaining what it all means and offering advice on actions to take. Barry ensures that he keeps current with my financial and personal circumstances and is able to adapt and make excellent, informed recommendations quickly and clearly. I would highly recommend Barry and Professional Wealthcare for your financial management solutions. He is now responsible not only for the planning of my financial security, but also for that of my children.

Jill Wells

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