Critical Illness Cover protects an individual in the event of a serious illness, disease or medical condition. It pays out a tax-free lump sum on the diagnosis of one of the illnesses specified in the policy details.
Different providers use different definitions in relation to Critical Illness Cover. It is therefore very important to select a plan that pays out in the event of a wide range of medical definitions.
This benefit can often be incorporated within a life assurance policy and is frequently used to cover a mortgage.
The policy may not cover all definitions of a critical illness. For definitions please refer to the Key Features and Policy documents.
Just think about all the things you insure as a matter of course.
For instance, more people have pet insurance than health insurance.
Before you know where you are the odd little treat, like your favourite coffee, can soon become a daily routine. Read more.
Today, 1st March 2011, the unimaginable has happened. The European Court of Justice has ruled that Insurers cannot charge different premiums to men and women. The effects of this ruling will be far reaching and will take effect from 21st December 2012.
Barry truly lives up to his company’s name as he is a real professional. He offers great, unbiased advice and puts the needs of his clients before anything else. Whereas many so-called ‘Independent’ financial advisors seem to offer products and services based primarily on how much commission they’re likely to receive, Barry offers solutions that will ensure that your investments actually work for you.