Some Harsh Words on Retirement Planning
The following article is quite abrupt and to the point. It is difficult to write about some of the basic, yet important issues surrounding retirement planning without perhaps touching some nerves. So if you’re easily offended, please move on. My objective here is to help people to understand retirement and to successfully plan ahead for later life. This involves waking up to some serious issues. So please read this in the spirit it is meant and please don’t shoot the messenger.
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Do you have a large Pension fund?
Whatever the size of your pension fund, it is very important that your investment is looked after. However, the harsh reality is that with larger funds, the level of care can usually be improved on.
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Why Review Your Plans?
When I review financial plans for my clients, I generally have three clear objectives.
- Saving them money
- Improving benefits
- Ensuring that the plan remains appropriate
Saving money requires no explanation, but is obviously always well received.
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