Before we recommend an investment solution for you, we first spend some time understanding your needs and aspirations. We also conduct a risk assessment where we establish your tolerance for investment risk. Whether you are cautious, balanced or speculative with your investments, it is important to make sure your plans are right for you.
If you have existing arrangements, we will contact your existing investment providers to obtain full up to date information about your plans. We will check for any charges that would be incurred if you make changes to your plans.
Using modern investment plans, we can build a portfolio of funds that is suitable to your needs. We like to spread your risk using some of the best funds available. It is important that each component part of your investment portfolio is skilfully managed. All funds are fully regulated by the Financial Conduct Authority, giving you the security of knowing that your money is in safe hands.
No investment strategy is complete without some ongoing care and attention. You may like to set up a service agreement, enabling us to review your portfolio on a regular basis to keep it on track. This service involves keeping an eye on your selected funds to ensure they remain a good choice. We will keep you informed and recommend changes, such as fund switching, if we feel this would benefit your plans.
During my long career as a financial adviser, I have always periodically reviewed many of my clients’ plans. Sometimes I have advised on the merits of moving their pension, investments or protection plans to an alternative provider. The reasons may have been to reduce costs, to access useful features, or to move into better funds […]
If you’ve got a cash ISA, you will already know that the interest rates are incredibly low and that your returns are negligible. Cash ISAs were a great innovation. They followed on from the highly successful TESSAs (Tax exempt special savings accounts). These products encouraged many people to start saving by offering good levels of […]
Wealth management is a phrase which you may have come across before. Essentially it’s a self-explanatory term with quite an obvious meaning. However, it can mean different things to different people. So, let me explain what we mean when we refer to the ‘Professional Wealthcare Wealth Management Service’.
After a long career dealing with other people’s money (often major six figure sums on a daily basis) I considered myself to be pretty numerate. However, facing retirement the whole pensions jungle filled me with dread as I knew it was a task I would neither relish nor easily absorb. Having taken the decision to get some help I decided I didn’t want my bank involved nor any corporate suit.
From everything I’d read and heard it was clear that I personally needed someone who could guide me through the process, having first understood our needs and to then explain each step simply without all the uniquely incomprehensible language so often encountered in this industry.
I wanted a local Financial Adviser with a good track record and I initially used a website to draw up a shortlist of suitable candidates. Barry stood out as just the kind of bloke we could do business with and, having appointed him last year, we are delighted with his service.
It’s been quite a “journey” sorting it all out these past few months but we now feel we have fully optimised our pension options and at last really enjoy our retirement. We can therefore thoroughly recommend Barry to anyone seeking such a Financial Adviser.
Mr Peter Seabrook-Harris