Independent Wealth Management

Call us on 01276 517700 or email advice@professional-wealthcare.co.uk

Mortgage protection

We don’t provide mortgage advice. We do however provide mortgage protection. Mortgage protection is a general term which could refer to life cover, critical illness cover, income protection and others.

It is very important that your protection is tailored to suit your needs and budget. There are many important factors to consider and we can guide you through this and help you to reach the right decisions for you.

If you also need a mortgage, we’d still like to hear from you as we have connections with mortgage advisers who we can highly recommend.

Do you qualify for Simply Life?

Simply Life is a new and innovative type of Life Cover from Aegon promising a low cost and easy to understand protection product.

Read this article ›

How Much Life Cover Do You Need?

There are various ways of calculating how much life cover you should have. You will need to consider all of your debts, including mortgage, credit cards, car loans etc and also the ongoing monthly costs that will continue after death.

Read this article ›

Decreasing Term Assurance – Think Again.

If you have a repayment mortgage, it is quite likely that you protected your mortgage with a decreasing term assurance policy.

This type of plan provides protection over the term of your mortgage, with the level of cover reducing in line with your decreasing mortgage liability.

The advantage of decreasing cover, as opposed to level cover, is simply that the cost is lower.

However, this approach could turn out to be a bit short sighted and not necessarily the best type of plan for you, so please read on.

Read this article ›

Read more articles about mortgage protection ›

Pensions

Planning for retirement, your options, review your plans...

More

Investments

Investing your capital for tax efficient growth or income...

More

Barry has helped me with pension advice and monitoring.  He has been extremely professional, courteous and helpful. Thank you.

Jim Melvin

This site uses cookies. Find out more about this site’s cookies.