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Do you have a Back-Up Plan?

You may have seen the adverts on national television for Unum Income Protection. Read more »

Posted in Income Protection, Protection | Tagged , , ,

Professional Wealthcare supports the British Heart Foundation

The British Heart Foundation has recently selected Camberley as a Heart Town. Read more »

Posted in Financial Provision in the event of Serious Illness, Protection | Tagged , , , , , , ,

Do you qualify for an enhanced annuity?

Do you know that if you are a smoker or have a medical condition such as diabetes, high blood pressure, heart disease or cancer, then you could receive a higher retirement income?

Depending on your medical situation, an enhanced annuity could give you up to 40% higher income than a standard annuity, guaranteed for life. Read more »

Posted in Pensions, Retirement Options | Tagged , , ,

The importance of tax relief

When discussing retirement planning with our clients, a great deal of attention is always given to fund choice and the corresponding past performance figures.

However, it is important to remember one of the fundamental reasons why pensions should be the investment of choice for retirement planning. Read more »

Posted in Group Pension Schemes, Income and Capital Gains Tax Reduction, Pensions, Pensions Review Service, Retirement Planning | Tagged , , , ,

When it comes to insurance, isn’t it time you put yourself first?

Just think about all the things you insure as a matter of course.

For instance, more people have pet insurance than health insurance.  Read more

Posted in Financial Provision in the event of Serious Illness, Protection | Tagged , ,

Some Facts About Professional Wealthcare

  1. Professional Wealthcare was created by Barry Sears 10 years ago – September 2001
  2. Barry Sears has been a Financial Adviser for over 20 years – April 1991
  3. Barry Sears has been an Independent Financial Adviser for over 13 years – Feb 1998
  4. Since setting up PW, we have advised 260 clients
  5. Since setting up PW, we have set up 1365 financial plans, an average of 5.25 plans per client.
  6. Our clients come back to us.

The above facts are accurate at September 2011.

Posted in Miscellaneous | Tagged , ,

How far would you get on £81.60 a week?

Unfortunately, you’d soon find out if you became too ill to work.

You might be surprised to find that Statutory Sick Pay is only £81.60 a week.  These days, that’s just about enough to fill up the average family car.  Read more.

Posted in Income Protection, Protection | Tagged , ,

Cappuccino, americano, skinny latte, espresso or £40000 of cover?

Before you know where you are the odd little treat, like your favourite coffee, can soon become a daily routine.  Read more.

Posted in Financial Provision in the event of Serious Illness, Life Assurance, Protection | Tagged ,

A Bleak Future

Against a background of political wrangling about pension reform, a growing number of UK individuals face an uncertain – and uncomfortable – retirement. Read more »

Posted in Group Pension Schemes, Pensions, Pensions Review Service, Retirement Planning | Tagged , , ,

Time to take action

Total UK personal debt stood at £1,452bn at the end of May 2011, according to figures from Credit Action – almost as much as the whole country has produced in the year to June 2011 and a sum that equates to over £8,000 per household (excluding mortgages). Read more »

Posted in Investments, Regular Savings | Tagged ,